Merchant Cash Advance (MCA)

What: A Merchant Cash Advance or MCA is a way to sell your future credit card sales in
exchange for money now. For example a company that consistently gets 20k in credit card
transactions each month can get a MCA for 25%-100% of their monthly sales upfront. So a 15k
MCA which can be paid over a generally short period of time.

Why: Great option for a business that needs cash immediately. Get funded as soon as the same
day. Very easy requirements. Little to no paperwork.

Who’s Eligible: Must have been in business for a minimum of 3 months. No major unsatisfied
credit judgements

Who is not: Restricted or generally risky industries.
Startups, adult industries, airlines, regional airline companies.
Auto dealerships, used car dealers, bitcoin companies, bus companies, churches.
collection agencies, check cashing companies, bail bond companies, debt consolidation
companies.

Documents Needed: 3 Months of Bank Statements (All Pages), Completed application.